For United States military veterans, coming home is more than a journey of distance. Coming home can mean returning to a place that has changed very little, while the service member themselves have changed a great deal.
Thousands of veterans have returned to Michigan, many of them to Kent County. These brave men and women have sacrificed so much to serve our country. However, a majority of veterans leave the military without having identified permanent housing or living arrangements. They deserve a place of peace and stability.
At Habitat Kent, we believe that every veteran deserves to be welcomed home to a place of peace, stability, and community. Our Veteran Program works to empower all veterans through homeownership opportunities and comradery-building events. Together we can give veterans the opportunity they need to build strong and stable lives.
“Habitat listens to your story.”
Bringing people together to welcome home veterans.
Comradery: Helping veterans reintegrate into civilian life by creating opportunities for veterans and civilians to work together on Habitat Kent projects.
ReStore Discount: All Habitat Kent ReStore locations provide a 10% discount on all items for US military veterans.
Veteran Homeownership Program
We believe every veteran deserves to be welcomed home with dignity, honor, and respect. We are looking to partner with veterans and their families to build a new safe, stable, and affordable home.
Read about the program qualifications below:
Question 1: Do you have a need for a home?
At least one of the following conditions must be true of your current housing and situation:
Unable to qualify for a mortgage through conventional financing
Inadequate conditions – unsafe, unhealthy, inadaptable for disabled persons, overcrowded, etc.
Unstable or transitional situation – staying with family/friends, etc.
Cost-burdened – rent is more than 30% of monthly income
Additionally, you may not have more than $35,000 in cash assets in checking accounts, savings accounts, stocks/bonds, and/or certificate of deposit accounts (retirement funds & designated college savings funds excluded) and you must be a United States citizen or United States permanent resident.
Question 2: Will you partner with Habitat?
Complete application package and participate in the application process
Attend all required meetings, workshops, and classes
Perform required “Sweat Equity” volunteer hours
Accept available properties and home design plans
Maintain or improve financial standing during the duration of Homeownership Program
Participate in Homeowner Association (when applying for a Habitat condominium)
Question 3: Do you have the ability to pay for a home?
Total yearly income of applicant (and co-applicant if applicable) must be above the minimum income requirement and below 60% of the Area Median Income for your household size (see Income Chart)
At least 12 months of steady, stable income (all lawful sources of income counted)
Existing long-term (more than 10 months) monthly debt obligation must allow room in budget for a mortgage payment
Demonstrate reliability in paying rent, utilities, and other bills
Possess acceptable credit history with satisfactory payment of debts
Have the ability to save and pay a down payment of at least $1,500
If you meet all of the Veterans Homeownership Program qualifications and would like to apply, please click the button below to request an application: