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Accelerated Homeownership

Accelerated Homeownership

  • Qualification Info
  • Apply
  • Resources
  • Submit a Question
  • Available Listings

Building Strength and Opportunity.

The Accelerated Homeownership Program is intended for households that are mortgage-ready but are struggling to find an affordable home in Kent County.

This program helps families earning 80% of the Area Median Income or below (see chart below) achieve homeownership. Habitat Kent works with you and partner banks to ensure you will not pay more than 30% of your income on housing.  

Whether you have already pre-qualified for a mortgage or are exploring what options are available for your family, we are happy to talk to you and see if you may be eligible to purchase a home with Habitat Kent. 

Qualification Info.

Question 1: Do you meet the income requirements for the program?

Your income must be at or below 80% of the Area Median Income (AMI) for your household size. Check the chart below:

Question 2: Do you have the ability to pay for a home?

  • You are able to qualify for financing with a participating mortgage lender for up to the purchase price of the home at minimum. (*Click here for a list of mortgage lenders who are participating within program requirements.)
  • You are able to acquire a down payment either through saving or participating in an available down payment assistance program 

Don’t think you qualify? Learn about our other programs here.

Question 3: Will you partner with Habitat?

  • You are willing to complete a 6-8 hour HUD-sponsored homeownership class 
  • You will sign a release of your information so that your lender can verify your income in terms of AMI based on your family size, and share your pre-approval status with our team 
  • If your offer is accepted, you must meet all of your lender’s requirements, including a 6-hour homeownership class, and close within 60 days of signing a purchase agreement

  • You are willing to adhere to our Homeownership Covenant
Qualification Info.
How to Apply
How to Apply

Get a pre-qualification letter from a participating mortgage lender from the list below.

Lenders who are participating within our program requirements:

  • Choice One Bank, Bonnie Potter
  • Mercantile Bank, Staci Nichols

Once you have a pre-qualification letter from one of our participating lenders, email it to homes@habitatkent.org.

Interested in learning more? Click the button below and fill out the form for a staff member to contact you.

Submit questions

Resources

For tips on how to shop for a lender, check these resources:

  • Buying a House (Consumer Financial Protection Bureau)
  • Buying a Home (HUD)
  • Steps to Own (Fannie Mae)

Habitat for Humanity supports equal housing opportunity and does not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, age, marital status, sexual orientation, gender identity or lawful source of income.

Have Questions?

If you have questions about the Accelerated Homeownership Program qualification criteria or process, please click the button below and fill out the form to be contacted by Habitat Kent staff or call or email: (616) 588-5239, homes@habitatkent.org

If you do not meet all of the program criteria, visit our Traditional Homeownership page to see if it is a better fit for your family and you.

Submit questions
Available Homes.
Available homes.

Interested in purchasing one of these homes? Get a pre-qualification letter from a mortgage lender participating within our program requirements. Click here to see our list.

Below are homes currently available through our Accelerated Homeownership Program. Please check back periodically as listings may change.

918 Kalamazoo, Grand Rapids, MI 49507

STARTING AT $160,000
Single Family home, Move-in ready
3 beds, 1 bath
1128 sq ft
Freshly painted
Walk-in tile shower
Nice backyard
Year built 1895

1030 Sherman Ave SE, Grand Rapids 49507

STARTING AT $155,000
Single Family home, Move-in ready
3 beds, 1 bath
1,094 sq ft
New Build: 2022
Off-Street parking

Program Requirements:
– Have income at or below 80% AMI for household size.

– Housing to income ratio (principal, interest, taxes and insurance) must be 30% of income.

– Habitat’s standard fee paid to buyers represented by an agent is 1.5%.

– Must meet all other program requirements (see above).

SALE PENDING: 105 Loomis St, Sparta MI 49345

Starting at $205,000
Single-Family home, Move-in ready
2-Story
5 beds, 2 full baths
1536 sq ft
Freshly painted
Nice backyard
Off-street parking
Year built 2009

SALE PENDING: 924 Dorchester Ave SW, Grand Rapids, MI 49503

$192,000
Single-Family home, Move-in ready
3 beds, 1.5 baths
1422 sq ft
New roof
Freshly painted
Storage shed in backyard
Off-street parking
Year built 1910

SOLD: 1554 Rathbone St SW, Grand Rapids, MI 49509

$170,000
Single Family home, Move-in ready
2 beds, 1 bath
828 sq ft
New flooring throughout
Freshly painted
Bathroom and kitchen recently remodeled
Large back deck
Private backyard
Brand new roof
Garage
Year built 1949

SOLD: 708 Oakland Ave SW, Grand Rapids, MI 49503

$183,000
Single Family Home, move-in ready
3 beds, 2 baths
1,188 sq ft
Freshly painted
LEED Gold certified
Indoor Air Quality Plus certified
Energy Star certified
Zero step entry
Off-street parking
Year built 2015

SOLD: 751 North Ave NE, Grand Rapids, MI 49503

Starting at $180,000 for qualified applicants
Single Family Home, move-in ready
3 beds, 1.5 baths
1,248 sq ft
New kitchen appliances, freshly repainted
Secluded backyard
Off-street parking
Year built 2008

SOLD: 1313 Rathbone St SW, Wyoming, MI 49509

$200,000
Single Family Home, move-in ready
5 beds, 2 baths
1400 sq. feet
All new carpeting upstairs, new luxury vinyl flooring in basement bedroom, freshly repainted
Garage
Year built: 2015

SOLD: 726 Grandville/Cesar E. Chavez Ave SW, Grand Rapids, MI 49503

Starting at $170,000 for qualified applicants
Single Family, Two-Story Condo, move-in ready
3 beds (1 bedroom on main floor, potential for 4th bedroom in basement), 2 full baths
1,336 sq. ft
Large Kitchen with new kitchen appliances
Laundry
LEED-Certified
Attached Garage and Off-street parking
Year built 2020

SOLD: 1561 Rathbone St SW, Wyoming, MI 49509

$165,000
Single Family Home, move-in ready
3 beds, 1 bath
850 sq. ft.
New flooring throughout most of the home, freshly repainted
Full height basement with concrete floors (not a Michigan basement).
Fenced in backyard
Off-street parking
Year built: 1945, entire house gutted and remodeled in 2014.

SOLD: 342 Rumsey St SW, Grand Rapids, MI 49503

Starting at $170,000 for qualified applicants
Single Family Condo, move-in ready, LEED Certified
2 beds, 2 baths, #1300 sq. ft. sq feet, large kitchen, 1 recess window in basement for future finished bedroom
Garage attached
Year built: 2020

SOLD: 823 Dorchester Ave SW, Grand Rapids, MI 49503

$153,000
Two-Story Single Family Home, move-in ready
3 beds, 2 baths, 1056 sq feet,
Large kitchen, new flooring upper level, newly remodeled upstairs bathroom, full-height basement with concrete floors.
Garage
Year built: 1924, entire house gutted and remodeled in 2009

SOLD: 1024 Kalamazoo Ave SE, Grand Rapids, MI 49507

$153,000
Single Family Home, move-in ready, energy efficient
3 beds, 1.5 baths, 1,216 sq feet, large kitchen
Off street parking
Year built: 2003

SOLD: 756 Hogan St. SW, Grand Rapids, MI 49503

$180,000
Single Family Bi-Level Home, move-in ready
5 beds, 2 baths, 1,744 sq feet, large kitchen and eating area
Off street parking
Year built: 2000

A Home Can Change Lives

Seeking to put God’s love into action, Habitat for Humanity of Kent County brings people together to build homes, communities and hope.

  • Main Office:

    425 Pleasant St. SW
    Grand Rapids, MI 49503
    (616) 774-2431

  • Main Office Hours:

    Monday – Thursday: 10am – 2pm*

    *Visits at all other times are by appointment only.

  • ReStore South: Division

    5701 Division Ave S
    Wyoming, MI 49548
    (616) 531-4591

  • ReStore North: Alpine

    5920 Alpine Ave NW
    Comstock Park, MI 49321
    (616) 647-9292

  • ReStore Hours:

    Monday-Friday: 10:00 am – 6:00 pm
    Saturday: 10:00 am – 4:00 pm

  • ReStore Donation Drop-Off Hours:

    **PLEASE NOTE: DONATION HOURS CURRENTLY VARY DUE TO STAFFING

    Monday-Friday: 10:00 am – 5:00 pm
    Saturday: 10:00 am – 3:00 pm

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SAVE & ACCEPT

Interested in this house? Get a pre-qualification letter from a participating mortgage lender participating within our program requirements:

  • Mercantile Bank, Staci Nichols
  • Choice One Bank, Bonnie Potter
  • Mortgage 1, Dan Grzywacz , or
  • Click here to see a list of MHSDA-approved lenders

Veteran Homeownership Application Request

Home Repair Wait List

Group Interest Survey

  • Habitat for Humanity of Kent County provides a variety of volunteer opportunities which can vary depending on the group size, age restrictions, season and general availability. Construction opportunities are full day commitments. Should you prefer a partial day activity or volunteers to work in shifts you will be scheduled for specific tasks or in one of our 3 ReStore locations.
  • Age restrictions apply to certain projects and will be enforced. Most tasks require volunteers to be at least 16 years old. Specific jobs may allow other ages. These restrictions will be indicated by a member of the volunteer services department when a date is offered.
  • Please acknowledge that you understand groups may not be confirmed until 30-60 DAYS PRIOR TO THE DATE AGREED UPON by our volunteer services department. Due to the volume of requests for volunteer opportunities, we will ask that you agree/disagree to the date we offer within a week’s time (unless otherwise noted in our email). This ensures we can look for an alternative date if necessary and place you within a timely fashion.
  • After the completed form is submitted expect to be contacted by a member of our volunteer services department within one week.