Homeownership

We envision a world where everyone has a decent place to live. We can help you buy a home you love, with a mortgage you can afford.

Habitat Kent provides homebuyers with the coaching, education, and support to be successful in your homebuying journey. Your options may include buying a home built or rehabbed by Habitat Kent.

Learn more about Habitat Kent Homes here.

Martin_Homeownership

Martin and Nancy
Occupation: Banking Interpreter

Habitat Kent Homeowners since 2020

How to Apply

Phase One:

* If you do not meet our homeownership program qualifications, you will receive a letter with recommendations for improving your eligibility

Phase Two:

*To get bank-approved, you may use any lender you choose (see resources) or go through one of our partnering banks. Below are our partnering banks and lenders:

 

Interested in getting homeownership updates? Join our interest list below and get emails about new homeownership opportunities!

Interested in getting homeownership updates?

Income Requirements:

If you meet the household income requirements below, then you may be eligible for the homeownership program.  Begin with Phase One of the application process.

AMI = Area Median Income;
AMI limits updated 4/2025
AMI = Area Median Income; AMI limits updated 4/2025

Shop for a Lender

For tips on how to shop for a lender, check these resources:

Equal-Housing-Opportunity-1-705x705@2x

Habitat for Humanity supports equal housing opportunity and does not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, age, marital status, sexual orientation, gender identity or lawful source of income.

Have a question about homeownership?

If you have questions about our Homeownership Program qualification criteria or process, please reach out to us. We’re happy to help.

Imagine-Jon&Lindsey

Lindsay and Jon
Occupation: U.S. Army Veteran

Habitat Kent Homeowners since 2017

Homeownership FAQ

Habitat homes are not given away. Qualifying families purchase their homes through a bank and pay their mortgage.