Thinking about homeownership?
We can help you buy a home you love, with a mortgage you can afford.
Habitat Kent provides you with the coaching, education, and support you need to be successful in your homebuying journey.
Ready to start your homeownership journey?
Completing the Intake Form is the first step, and then we will work with you on the rest!
Martin and Nancy
Occupation: Banking Interpreter
Habitat Kent Homeowners since 2020
Do I Qualify?
Check below to see if you qualify for homeownership through Habitat.
Do you have the ability to pay for a home?
- You are a U.S. Citizen or Permanent Resident (with a "Green Card").
- You have at least 12 months of stable, steady income (or two years if you are self-employed).
- You have the ability to pay a down payment based on loan product requirements.
- Your annual household income is at least $45,000, and meets the maximum income requirements for your household size (see Income Chart).
- You have a credit score of 640 or higher, or are willing to improve your score. (Request your free credit report here - please note, this link will take you to another website.)
After you complete the intake form, staff will contact you with more information and next steps.
Habitat Partner Lenders
To get bank-approved, you may use any lender you choose (see resources) or go through one of our partnering banks. Below are our partnering banks and lenders:
Interested in getting Homebuyer Class updates?
Join our email list to get updates about all upcoming classes!
Shop for a Lender
Check these resources for tips on how to shop for a lender:
Habitat for Humanity supports equal housing opportunity and does not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, age, marital status, sexual orientation, gender identity or lawful source of income.
Featured Homes
448 Pleasant St SW
4 bed
2 bath
Expected date completed: Summer 2026
Two-story condo. New build. 4 bedrooms, 2 baths, 2nd floor laundry, stainless steel appliances, Energy Star Certified, Off-street parking, condo owner’s association
125 Hall St SW
3 bed
2 bath
Sold
Expected date completed: Summer 2026
Two-story, Single-Family home. New build. 3 bedrooms, 1.5 baths, option to add bedroom and bath in basement, open floor plan, stainless steel appliances, laundry, off-street parking
Have a question about homeownership?
If you have questions about our Homeownership Program qualification criteria or process, please reach out to us. We’re happy to help.
Lindsay and Jon
Occupation: U.S. Army Veteran
Habitat Kent Homeowners since 2017
Homeownership FAQ
Habitat homes are not given away. Qualifying families purchase their homes through a bank and pay their mortgage.
