What it takes to become
a Habitat homeowner
Preparing to own a Habitat home is a lot of hard work, but we’ll be by your side every step of the way. Here’s what to expect:
. The packet includes an application checklist that lists all the documents needed to apply for the program.
PHASE 1: Homeownership Application & Affordability Assessment
- Applicant submits all required documents along with the completed Homeownership Application.
- We will send verification forms to applicant’s landlord, employer, housing commission, etc., as applicable.
- The entire application will undergo a careful review to ensure the applicant meets all of the Homebuyer Selection Criteria.
- We will analyze an applicant’s income and credit report.
- Applicant will be notified if the application was accepted for further processing or denied.
- This process may take up to 3 months.
PHASE 2: Application Meeting
- A Habitat staff member will meet with you to gather additional documentation and review program requirements
PHASE 3: Property Presentation
- After the application meeting, the applicant visits available home properties. This occurs 2-3 times per year.
- If the applicant does not select one of the presented properties, they will be asked to reapply for the Homeownership Program in 6 months.
- If the applicant selects a property, the applicant will be scheduled for a home interview.
- During the home interview, our Family Selection Committee meets with the applicant for additional analysis. This committee recommends applicants who qualify for the Homeownership Program to our Board of Directors.
- If the Board of Directors accepts the committee’s recommendation, an acceptance letter will be mailed to applicant, inviting them to formally participate in our Homeownership Program.
Habitat for Humanity supports equal housing opportunity and does not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, age, marital status, sexual orientation, gender identity or lawful source of income.
Once accepted into the program, what’s next?
Approved applicants, known as Habitat Partners, show their dedication to homeownership by completing the following requirements:
- Volunteering 300-500 Sweat Equity hours
- Attending required homeownership classes and workshops
- Saving $1,000 for a down payment
It can take up to 18 months to complete the program requirements and move into a Habitat home.
For More Information