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QUALIFICATION INFO

“My daughter is seven and she’s already moved four times. When I found
out we were moving into a Habitat home, I was so excited to tell her
this will be the last time she’ll have to move and make new friends.”
HABITAT HOMEOWNER

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See if you qualify to own a Habitat home

To be eligible to apply, you must be a U.S. citizen or a permanent legal resident and cannot already own a home.

If you answer yes to all three questions below, you may qualify to own a Habitat home.

DO YOU HAVE A NEED FOR A HOME?

MUST MEET AT LEAST ONE CONDITION.

Occupy unsafe, unhealthy housing or housing adaptable for disabled persons.

Occupy overcrowded housing: 3+ people or 2 opposite sex children living in one bedroom.

Live in transient housing: living in a shelter, with family or friends, etc.

Pay excessive housing expenses.

Fail to qualify for bank or government loan.

DO YOU MEET OUR INCOME GUIDELINES?

MUST MEET ALL CONDITIONS.

Have a minimum income of at least $25,000 per year.

Have income not more than 60% of AMI for your household size (the minimum income increases slightly for each additional household member beyond one).

Show proof of 12 months of steady income (all lawful sources of income counted).

Show existing long-term debt less than or equal to 38% of gross monthly income.

Demonstrate reliability in paying rent, utilities and other bills.

Possess solid credit history with satisfactory payment of debts.

Have the ability to save $1,000 for a down payment.

WILL YOU PARTNER WITH HABITAT?

MUST MEET ALL CONDITIONS.

Complete application package and participate in the application process.

Attend all required meetings, workshops and classes.

Perform 275-500 sweat equity volunteer hours.

Accept available properties and home design plans.

Prepare for responsibilities of homeownership.

Contact Habitat—You May Qualify

Think you qualify? Contact Habitat Kent to request a homebuyer application.
Call: (616) 588-5235
Email: Send your name, current address and phone number to This email address is being protected from spambots. You need JavaScript enabled to view it.


Don’t think you qualify? We still may be able to help.
Even if you don’t think you’ll qualify, we may be able to refer you to another organization.
Call: (616) 588-5235


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4th St. Condo
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HABITAT FOR HUMANITY OF KENT COUNTY

CONTACT US
616-774-2431
425 Pleasant Street SW
Grand Rapids, MI 49503

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